Will the United States Become a Bond Haven in 2019?

With Italian bond yields rising quickly from 2 percent to 3 percent since the middle of 2018, it begs the question if the United States will become a bond haven. There are many reasons why the United States Bond Market has the potential to became a refuge for many global investors.According to a 2016 paper from the National Bureau of Economic Research, safety is in the eye of the beholder – in the case of the global markets, it's the investor. When there are global economic worries, the paper credits [...]

2018-12-01T12:00:04+00:00December 1st, 2018|

How to Maximize Subscription Marketing Efforts

According to research from McKinsey & Company, 15 percent of Internet consumers have become members of at least one subscription service in 2018. The consulting firm also found that these subscription-based models cover a multitude of products, including food, drinks, meal kits, clothing, vitamins and razors. While these are well-known by consumers, there are many other types of subscriptions – such cloud computing or storage technology services – available for purchase by both consumer and business customers.According to McKinsey & Company, the online subscription industry has increased in size from [...]

2018-12-01T12:00:03+00:00December 1st, 2018|

Financial Planning Advice for Women

The path for women is a little like two steps forward, one step back. For example, almost 40 percent of all privately held firms in the United States today are owned by women. Furthermore, the 2018 midterm elections yielded 23 female senators and more than 100 in the House of Representatives.And yet, despite the fact that women comprise 51 percent of the U.S. population, their ranks account for less than one-quarter of Congress. And women hold only 10 percent of chief executive and chief financial officer positions in S&P 1500 [...]

2018-12-01T12:00:02+00:00December 1st, 2018|

Congress at Work: Punishing Terrorists and Kiddie Porn Traffickers; Reinforcing Cybersecurity and Patents

Hizballah International Financing Prevention Amendments Act of 2018 (S. 1595) – This bill amends the Hizballah International Financing Prevention Act of 2015 to impose sanctions on foreign nationals and governments that knowingly assist in funding or recruitment activities for the Hizballah terrorist organization. This includes providing arms or other assistance, as well as narcotics trafficking and criminal activities. The bill was introduced by Sen. Marco Rubio (R-FL) on July 20, 2017 and signed into law by the president on Oct. 25.Amy, Vicky and Andy Child Pornography Victim Assistance Act of [...]

2018-12-01T12:00:01+00:00December 1st, 2018|

Employees vs. Independent Contractors

The California Supreme Court ruled on a wage order case on April 30, 2018 in the matter of Dynamex Operations West, Inc. v. Superior Court of Los Angeles.   The Court ultimately rejected the Borello test to determine whether workers should be classified as either employees or independent contractors for the purpose of the wage order. The Court embraces the standard presuming that all workers are employees instead of contractors. Additionally, the Court has adopted a new A-B-C Test. Employers must satisfy all three criteria to classify a worker as an [...]

2018-11-30T12:11:34+00:00November 30th, 2018|

IRS Releases New Projected 2019 Tax Rates, Brackets and More

Bloomberg recently released projected tax rates, brackets and other numbers that apply to the 2019 tax year (the IRS will release the official numbers later this year). Note, these are NOT the numbers that apply to the 2018 taxes you file in 2019, but to the income and activity that occurs during the 2019 tax year that starts January 1, 2019.A big part of the IRS’s consideration in formulating 2019 numbers is the inflation index. The Tax Cuts and Jobs Act (TCJA) replaced the normal Consumer Price Index with chained CPI. [...]

2018-11-01T12:00:07+00:00November 1st, 2018|

Top 5 Latest Tech Advances That Help Heal Our World

As much as we lament how fast things change in the tech world, there is an upside when it comes to treating diseases and chronic conditions. Here are some of the coolest new devices showing how impressive it can be when technology and medicine intersect.Getting a Foothold on Diabetes. The body’s extremities are most vulnerable to the effects of diabetes – especially the feet. If improperly treated, peripheral nerves and blood vessels can become damaged, causing ulcers, which can become infected and sometimes result in amputations, if not death. Siren© [...]

2018-11-01T12:00:06+00:00November 1st, 2018|

Beware: Malware Installed in Fake Software Updates

In our current environment of hacks, breaches and viruses, it’s standard operating procedure to install all software updates as soon as you receive them. Unfortunately, this practice has created a new opportunity for scammers to sneak in malware.Recent cases have involved fake Flash updates. When prompted to update to a new version of Flash, a cryptocurrency miner called XMRig also is installed. Unlike other types of malware, this strategy actually installs the new Flash update so the user might not detect unusual activity. Meanwhile, XMRig works undetected in the background [...]

2018-11-01T12:00:05+00:00November 1st, 2018|

How Will the Markets be Impacted by Trade in 2019?

With talks of changing existing trade deals by then candidate Donald Trump now a reality with President Trump, America has taken a different path for international trade. Seeing mixed results during negotiations, global and domestic stock markets have been shaken and are subject to ongoing volatility. Today, foreign trade talks are in flux, and it’s unknown how different deals will affect the stock market in 2019.Impact for U.S. Automakers’ Trade with South KoreaIn the five years since the Korea Free Trade Agreement has been in effect, the Office of the [...]

2018-11-01T12:00:04+00:00November 1st, 2018|

How to Create an Effective Landing Page

When it comes to online advertising, there are many ways to reach new and existing customers for new product or service offerings. One approach is to create a landing page that emphasizes a unique or significant product launch. According to Forbes and Wordstream, the right type of landing page can increase leads by as much as 220 percent more compared to above-the-fold calls to action. Since this type of marketing is so effective, what are some attributes of an effective landing page?Why the Need for Landing PagesLanding pages are not [...]

2018-11-01T12:00:03+00:00November 1st, 2018|